Artificial Intelligence. Blockchain. Real Time.

Outsource your Research & Development.  We are the fintech engineers.

ARTIFICIAL INTELLIGENCE

Fight against fraud, bad faith, carders, fake websites. Eliminate fraudsters from your customer base. Stop them at boarding. Identify terrorism finance risk.

BLOCKCHAIN

Use the power of BlockChain to lower the cost of KYC. Use API for digital real time boarding and AML filtering compliant with DSP1 and DSP2 and GDPR. Get involved into National and European Electronic Identity programs.

REAL-TIME

Deliveroo. Uber. Your payments are seamless and real-time. Because life is short and we have so much to do. Offer payment APIs and Wallet management to your digital customers now.

Innovative technology is now a key source of competitive advantage.
You cannot afford to be at the back of the queue.

Outsource Research and Development with unlimited power and innovative possibilities

We help your bank or Payment Institution to promote Instant Payment, Bank as a Service API, Payment Hub for European customers and Chinese tourist & consumers.

The age of FINTECH

RegTech, PayTech, InsurTech, LendTech. Our experts know where payments are going: wallets, mobile payment, instant payment, national and European electronic identity, Neobanks with online KYC. More compliance also.
We protect your assets with innovative technology. Why new generation prefers N26 than any 400 years traditional bank?

STATE OF THE ART

We help you to review and document the state of the art of the technologies required for your business by reading science litterature from the best universities and labs in the world. Open your mind before you start your R&D project.

DELIVERING INNOVATIVE IT

Audit your assets. Outsource to build the future of banking. Nothing is impossible. Challenging your IT is possible with innovative technology : UX design, Kohonen Networks and Tensor Flow, new payment standards like NEXO, SCT Inst in Europe.

MAKE OR BUY ?

Life is short. You may have no time to invent everything. We help you with the best compromise to match your IT Roadmap. Because your IT is not ready to plug new develoments before 2 years, we target the best innovative SaaS software.

AGILITY

Work with Startups and appoint an entrepreneur at your board to brainstorm during COMEX. The table tennis in your open space is not enough. Listen to your customers, not your internal processes. Yes I want to open my bank account Sunday.

CASE STUDY – LEMONWAY.COM

Shaping a new financial epoch

Research & Development from day one with one simple idea in 2006 : the revolution in payment is real-time and mobile.

PATENTS

3 patents to protect innovations regarding mobile payment, security, and artificial intelligence fraudster detection.

MARKETPLACES

Serve Digital European customers. Be the first to believe in CrowdFunding. Execute and make your dreams come true.

BANK AS A SERVICE

Electronic signature. Real-time payment. Online KYC. Create as many wallets s you need. Secure and scale. 

RETAIL PAYMENTS

Think big. Connect to concentrators like ACI Worldwide. Believe in NEXO. Deliver. Deliver.Deliver.

Contact our visionary superheroes*
*helping banks make the digital transformation

DISRUPTOR – 6 rue des Messiers – 93100 Montreuil – France
SASU Registered in France, R.C.S. BOBIGNY, number 843 346 131
Director of publication: Sébastien Burlet